Homeowner associations face a variety of exposures that may impose legal liability, result in property loss, or otherwise adversely impact cash flow.  Left unmanaged, these exposures may even jeopardize the viability of an association.

 

Buying HOA insurance is a crucial decision that associations make and requires careful consideration.  Risk management and compliance with governmental requirements must be taken into account.  Since insurance is one of an association’s major expenses, associations need help in making the right decisions.  That’s where we come in.  We use cutting edge technologies to ensure up to the minute information from the insurance world.  This allows us to respond quickly and give you the most relevant information. 

 

We don’t just sell association insurance, we are your advocate for securing appropriate coverages with the proper amount of coverage.  Board members and property managers are entitled to an explanation of all HOA policy characteristics – general liability limits, directors & officers coverage, fidelity bond limits, and why associations might want to consider earthquake and/or workers compensation insurance.

 

Our insurance broker, Don Davis, is a visionary industry leader who has created a category of insurance service specifically focused on exceeding the expectations of homeowner associations.  As a preeminant commercial producer for more than 40 years, Don has been influential in the specialized development of HOA insurance.  Don is currently serving as Treasurer on the board of CAI's Bay Area Chapter and was recently awarded the President's Choice Award.
 
Clients choose Don Davis for his professionalism, cabability to provide solutions, and ability to reduce exposures to loss.